CJMY
The much anticipated official launch of Hap2py has finally taken place in Kuala Lumpur. Since the initial announcement of Happy Penny’s plan to establish a subsidiary in Malaysia, preparations have begun earnestly.
With the successful conclusion of the official launch, the arrival of Hap2py in Malaysia marks the beginning of the expansion of the world’s leading peer-to-peer (P2P) financing platform, Happy Penny and its foothold in Southeast Asia.
For the first time in Malaysia, prospective investors and entrepreneurs can now access P2P financing that can help them achieve their financial objectives, such as resolving emergencies, starting a new business or expanding their businesses.
Unlike other P2P platforms in Malaysia that only extend loan packages to commercial enterprises and business entities, Hap2py provides personal loans to individuals to empower them financially.
As a globally recognised P2P lending platform in Malaysia, Hap2py has five unique selling points that set it apart from its competitors in the market.
As a P2P platform entirely committed to safeguarding investors’ investment capital, Hap2py has put in place a buyback guarantee for all its investment schemes, ensuring that the loan originator will buy back the loans when the borrower delays the payment for more than 60 days.
Investors will also find exclusive investment opportunities that promise high returns unavailable elsewhere. Historically, these investment opportunities have generated higher returns than other traditional asset classes — the average annual return of the loans offered at Hap2py is a minimum of 30%.
Hap2py welcomes both private individuals and companies to become investors on its platform. As part of its effort to make P2P lending more easily accessible to everyone, Hap2py has gone to great lengths to streamline the entire sign-up process and make it more user-friendly.
The online sign-up process is convenient and typically takes less than 5 minutes. Plus, there aren’t any hidden fees or charges for investing in Hap2py.
With the launching of Hap2py, Malaysia welcomes the first innovative P2P platform in the country, which offers aspiring individuals the opportunity to achieve their dreams through personal loans. Unlike other P2P platforms, Hap2py aspires to empower individuals financially by extending personal loans to them that allow them to achieve their own financial goals.
By investing with Hap2py, investors will never need to worry if borrowers will default on their loans. Hap2py’s appointed insurance company will ensure that investors receive compensation on their investment capital if the borrowers fail to pay up their loans after a stipulated period. This protects investors from financial losses while investing with Hap2py.
